Insurance Claims

Xactimate

Class Action Lawsuit Triggered By Xactimate Error

Last month a federal court ruled that a class-action lawsuit against State Farm can move forward. The outcome of the case would directly impact over 65,000+ policyholders in the state of Kentucky who’s underpaid insurance claims go back to 2014. How and why did so many insurance claims go underpaid for over 10 years? The […]

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public adjuster regulation

Better (Not More) Regulations Are Needed To Protect Policyholders

In most cases, Public Adjusters (PA) only get paid when their involvement in a claim results in a payment increase. It’s arguable that the main reason policyholders would need a PA is because of the mistakes and mishandling of claims made by the insurance company. It is also safe to say Public Adjusters are the

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adjuster licensing

Adjuster Licensing Rules Creates Imbalance Of Power

It is not uncommon for several insurance adjusters and experts to be involved in a property damage claim. Insurance carriers have their own inhouse team (people referred to as a carrier or desk adjusters) and regularly use Independent Adjusters (IA) during catastrophic events like a hurricane to manage a high volume of claims. Policyholders are

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burden of proof hail damage claims

Everything Is Bigger In Texas Including Burden Of Proof On Policyholders

Did you know policyholders in Texas carry the burden of proof in an insurance claim process? Texas is known for a lot of things including BBQ, live music,  scorching summer temperatures and severe weather. As the second largest U.S. state by size, the popular saying “everything is bigger in Texas” is true – and especially

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