HB 1310 Will Require Accurate Claim Settlements To Georgia Policyholders
HB 1310, also known as the “Protect My Home” law, has been introduced in Georgia. If passed, this bill will amend Chapter 32 of Title
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SB22-094 Would Allow Reimbursement For Expenses On Underpaid Claims
When a property damage insurance claim is wrongfully denied or underpaid, the costs associated with getting a fair payment often fall on the policyholder. This
Case Study: SafeCo Cosmetic Damage Exclusion Costs Homeowner $25k
Policyholders with a metal roof need to pay careful attention to policy details – especially the SafeCo cosmetic damage exclusion related to hail damage. Hail
Don’t Get Fooled By Cosmetic Damage Exclusions
As the threat of massive hail storms increases, so does the amount of cosmetic damage exclusions in insurance policies. Exclusions are one way insurance carriers
FL Policyholders Face Rate Hikes Despite Insurance Reform
Despite new laws going into effect this year to reform the insurance industry in Florida, thousands of policyholders are getting notices of rate hikes this
46% Of Uri Complaints To TX Dept Of Insurance See Higher Settlements
In February, winter storm Uri swept through Texas and left a trail of destruction costing an estimated $18B in repairs. Almost six months later, many
How Insurance Carriers Use Engineers To Deny Valid Claims
Are insurance carriers asking engineers to falsify reports and deny valid claims? If so, how widespread is this practice? A recent investigation into property damage
Carrier Influence On State Laws Can Lower Claim Payout
Insurance companies exert their power and influence in the property damage claim process through lobbying efforts to ensure local and state laws work in their
SB 434 Seeks To Eliminate the Issuance of Raze Orders In WI
David Miller is the owner of Miller Public Adjusters in Wisconsin and a National Board Advisor for the American Adjuster Association. Proposed Senate Bill 434
Louisiana Passes 2021 Insurance Reform Bills To Help Policyholders
It was a busy legislative session this year in Louisiana and for policyholders across the state still trying to recover from hurricanes that hit in
AAA Impacts 2021 IL Legislative Session
The American Adjuster Association (AAA) was very active in Illinois this year, lobbying to protect policyholder rights and bring cost balancing to the claim process.
How HB 0142 Will Help Illinois Policyholders With Property Damage Claims
It’s no secret Illinois policyholders have a hard time pursuing bad faith claims against insurance carriers. Due to state courts not recognizing bad faith as
