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HB 568 Recap in Kentucky 2026

Recap of HB 568 and SB 153 in Kentucky And What Comes Next

The 2026 Kentucky legislative session brought significant changes to the property insurance landscape, and it happened quickly. SB 153 was introduced early in the session and moved rapidly through the Senate, passing with a unanimous 38–0 vote. It then advanced through the House and was delivered to the Governor on March 27, 2026, marking the […]

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Are Public Adjuster Fee Caps Helping or Hurting Policyholders

Are Public Adjuster Fee Caps Helping or Hurting Policyholders?

In the past six months, lawmakers across several states have proposed new limits on how public adjusters are compensated. Known as “fee caps,” these rules set a maximum percentage that an adjuster may charge on an insurance settlement. Supporters say caps protect consumers from excessive charges. But critics warn that these restrictions could backfire, making

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Why Clear Insurance Regulations Matter_ Protecting Policyholders in Colorado and Beyond

Why Clear Insurance Regulations Matter: Protecting Policyholders in Colorado and Beyond

Most policyholders rarely read the fine print of their insurance policies until disaster strikes. When a claim is filed, whether after a hailstorm, fire, or auto accident, many consumers find themselves overwhelmed by unfamiliar language, complex procedures, and a process that seems stacked against them. This lack of knowledge isn’t rare. A 2023 survey found

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jim boyd and sb76

Is Jim Boyd Helping Or Hurting The FL Insurance Crisis?

Florida state legislators are marketing SB76 as the solution to Floria’s insurance problems. Jim Boyd is among them and claims lawyers are incentivized to sue insurance companies in property damage cases. Carriers will be forced to pay excessive fees if they lose the case. If this lawsuit abuse can be controlled, rates will stabilize.  However,

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