HB 1972 Hurts PAs and Homeowners — Take Action Now

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Help Stop Pennsylvania House Bill 1972

Help Stop Pennsylvania House Bill 1972 — Protect Public Adjusters and Policyholders

Education, Insurance Adjuster, New Legislation /

Across Pennsylvania, a new piece of legislation is threatening the very foundation of fair claims handling. House Bill 1972 (HB 1972) may be promoted as a “consumer protection” measure, but in reality, it would devastate both public adjusters and the policyholders they serve. The American Adjuster Association (AAA) has officially joined the Mid-Atlantic Association of […]

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Florida HB 1047

Florida HB 1047: Adjusting the Balance Between Insurers, Public Adjusters, and Policyholders

Education, Insurance Adjuster, New Legislation /

In Florida, property insurance reform has been at the forefront of nearly every legislative session in recent years. With hurricanes, tropical storms, and flooding causing billions in damages, lawmakers are searching for ways to stabilize the insurance market. The latest proposal, known as House Bill 1047 (HB 1047), introduces new requirements for both insurers and

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California AB 597

California’s AB 597: What Policyholders and Public Adjusters Need to Know

Education, Insurance Adjuster, Insurance Claims, New Legislation /

California lawmakers are considering Assembly Bill 597 (AB 597), a measure that could dramatically change how public adjusters operate in the state. While the bill is framed as a consumer protection effort, many in the industry argue it could unintentionally make it harder for policyholders to access fair representation—especially after catastrophic disasters like wildfires or

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Pennsylvania Public Adjuster Licensing Amendments

Pennsylvania’s Proposed Public Adjuster Licensing Amendments: What Consumers Need to Know

Education, Insurance Adjuster, New Legislation /

When Pennsylvanians file an insurance claim, they expect the process to be straightforward and fair. But the reality is often far more complicated, with technical policy language, strict deadlines, and negotiations that tilt in favor of insurance companies.  That’s why the state’s laws governing public adjusters, licensed professionals who advocate for policyholders, are so important. 

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North Carolina Issues Urgent Reminder on Fair Claim Handling for Hurricane Helene Victims

North Carolina Issues Urgent Reminder on Fair Claim Handling for Hurricane Helene Victims

Insurance Adjuster, Insurance Claims /

As North Carolina continues to rebuild from the devastation caused by Hurricane Helene, Insurance Commissioner Mike Causey issued a critical memorandum yesterday, reminding insurance companies of their obligation to handle claims fairly, promptly, and transparently. The memo comes as frustrations mount among storm victims, many of whom are grappling with delays, denials, and underpayment of

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HB 1310 Will Require Accurate Claim Settlements To Georgia Policyholders

HB 1310 Will Require Accurate Claim Settlements To Georgia Policyholders

Insurance Adjuster, Insurance Claims, New Legislation /

HB 1310, also known as the “Protect My Home” law, has been introduced in Georgia.  If passed, this bill will amend Chapter 32 of Title 33 of the Official Code of Georgia Annotated to ensure fair claim payment to policyholders. With 16 sponsors, this bill has the potential to transform the property damage claim process

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Colorado Bill Would Allow Reimbursement For Consequential Damages

SB22-094 Would Allow Reimbursement For Expenses On Underpaid Claims

Insurance Adjuster, Insurance Claims, New Legislation, News /

When a property damage insurance claim is wrongfully denied or underpaid, the costs associated with getting a fair payment often fall on the policyholder. This includes, but is not limited to, the use of Public Adjusters, appraisers, and other subject matter experts that must prove the insurance company made an error in judgment. The burden

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FL Policyholders Face Rate Hikes Despite Insurance Reform

FL Policyholders Face Rate Hikes Despite Insurance Reform

Insurance Adjuster, Insurance Claims, News, Stories /

Despite new laws going into effect this year to reform the insurance industry in Florida, thousands of policyholders are getting notices of rate hikes this month. Some increases are as high as 60% compared to last year. In addition, thousands more are getting notices of non-renewals due to their roof’s age and are scrambling to

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Uri Complaints To TX Dept Of Insurance End Up With Higher Settlements

46% Of Uri Complaints To TX Dept Of Insurance See Higher Settlements

Insurance Adjuster, Insurance Claims, Stories /

In February, winter storm Uri swept through Texas and left a trail of destruction costing an estimated $18B in repairs. Almost six months later, many policyholders are still waiting on repairs from their insurance company. Some are still living in hotels, unable to move back home due to the extent of the damage.  The situation

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How Insurance Carriers Use Engineers To Deny Valid Claims

How Insurance Carriers Use Engineers To Deny Valid Claims

1 Comment / Education, Insurance Adjuster, Insurance Claims, News /

Are insurance carriers asking engineers to falsify reports and deny valid claims? If so, how widespread is this practice? A recent investigation into property damage claims in Texas found that third-party engineers working for USAA doctored engineer reports to deny valid claims. In every instance, the claim adjuster recommended full roof replacements on homes damaged

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