American Adjuster Association Core Focus

Insurance Adjuster Regulations

Fair & Equitable Licensing Is Needed

We believe that ALL adjusters should be licensed by the state Department of Insurance they operate in before they can provide adjusting services.

Some states, like Colorado, do not require Insurance Adjusters to be licensed. Without a license, there is no way to ensure the person adjusting a claim has had the proper training to make decisions regarding claim payment. This leads to costly errors that negatively impact policyholders. In addition, there is no regulatory penalty for negligence and no true accountability for adjusters operating in such an environment.

Laws should exist to protect policyholders and ensure claims are paid fairly, and without delay.

Our Position

Fair & Equitable Licensing

Treating PA’s, IA’s and carrier adjusters differently creates an environment that is ripe for insurance carriers to underpay claims and drag out payments.

Join Us

Our mission is to create awareness of existing road blocks and break down barriers that prevent fair claim payout.

Why We Exist

We’ve seen how state laws, policies and inaction from insurance companies hurt those who need help the most: policyholders trying to recover from a catastrophic and unplanned situation. These often result in moral hazards and economic disaster for the most vulnerable people. It is our responsibility to fix this.

What We Do